Physical distancing. Staying at home. Working remotely. These are interesting times.
We’ve done some research and have pooled together some ideas for activities that you can do and places you can visit (virtually) from the safety of your own home.
If you have any other ideas, we’d love to hear from you!
How to apply for COVID-19 government relief
The federal and provincial governments are providing emergency aid for individuals and small businesses to help them weather the economic impacts of the COVID-19 pandemic.
To help members during this crisis, we’ve compiled a list of all the aid available to you with instructions on how to apply. Keep in mind, this situation is evolving quickly. More information on these measures and further economic relief will come soon.
In support of recommendations by the BC Public Health Officer to maintain social distance, the Land Title and Survey Authority of British Columbia (LTSA) has implemented temporary changes during these extraordinary times with respect to witnessing requirements when executing instruments under the Land Title Act.
1. Sections 42-48 in Part 5 of Land Title Act
This part of the Land Title Act requires individuals executing an instrument to appear before an officer. However, in circumstances where individuals do not wish to appear before an officer due to social distancing concerns, the Registrar will accept an Affidavit of Execution sworn under section 49 of the Act. For more details on section 49, including preferred forms of affidavit, please see paragraphs 5.88 to 5.101 of the Land Title Practice Manual.
Given recent global events, lenders understand that these may be difficult times for homeowners. In order to provide some assistance, most lenders offer homeowners to skip a payment or hold a payment.
Mortgage insurers are releasing a program allowing payment deferral up to 6 months (no payments for up to 6 months), re-amortizing your mortgage, capitalizing outstanding interest arrears and special payment arrangements.
These are designed for short term payment relief, lowering your payments, and to help with any financial distress caused by recent events.
Please click on this link for further information.
Below is a list of some lenders customer service lines. Call volumes are up so please be patient when dialing in.
- BMO 1-877-895-3278
- CIBC 1-800-465-2422
- First National 1-888-488-0794
- HSBC 1-888-310-4722
- MCAP 1-800-265-2624
- Merix 1-877-637-4911
- RBC 1-866-809-5800
- RMG 1-866-809-5800
- Scotia 1-800-472-6842
- Street Capital 1-866-683-8090
- TD 1-866-222-3456
If you have any questions or need assistance please do not hesitate to contact me.
Each day we are learning more about COVID-19 and how it is impacting communities.
We at Westcoast Living Real Estate Group are doing our best to understand how it affects our clients and colleagues and then are making the necessary adjustments to help safeguard the health and safety of all.Continue reading →
eciprocity simply refers to a signed agreement between the members of our Real Estate Board as licensed REALTORS® releasing
permission allowing other agents and open websites to advertise and market our listings. In layman’s terms, don’t be surprised if you find your home on a competing REALTORS® website, or elsewhere. Where Reciprocity has been adopted by a Board (The Real Estate Board of Greater Vancouver), a Member (REALTOR®) may republish another Member’s listings on the Internet in accordance with MLS® Reciprocity described in Section 8.12 of the Rules of Cooperation. It is understood by all parties that no information can be changed, revised or added from the original listing.
Everyone with an active internet connection has access to your listing. Unfortunately, we occasionally see this information being used in online scams, for instance a replica of your listing posted on Craigslist or Kijiji advertising your home for rent.
While it is rare, if you are to come across such a posting, don’t hesitate to “report the ad” directly within the website or to us.
Click here for the Top 5 Rental Scams
Congratulations to Jessica Chen, of West Coast Living Real Estate Group for for the Oakwyn Master’s Award, one of the highest achievement awards, only given to the top 6 producing agents in our brokerage.